What does it mean that I own my gold fully?

It means that you are the legal owner of the gold you have acquired through Voima's service and that the gold is not on Voima's balance sheet.

The fact that the gold is not on Voima's balance sheet means that your gold would not be compromised even in the extreme case of Voima's bankruptcy.

The gold is owned by you: you can let it rest on the account, you can exchange euros for gold or vice versa and so on. Finally, you can always withdraw your gold either as physical bars or currency, depending on how much gold you own. Currently, you can withdraw the following bar sizes: 100 g, 1 kg and 12.5 kg.