Voima Account
| Account opening | Free |
|---|---|
| Account fee | 0.99%
Calculated daily based on the amount of gold and charged monthly in milligrams of gold or euros. Includes VAT. Tax rate 25.5%. |
| EUR Transfers | Free |
| USD and SEK Transfers | Based on exchange rate
Exchange rate based on the currency rate provided by the contractual partner OP FX Manager. VAT-exempt. Tax rate 0%. |
| Gold Buying and Selling | 1.99 %
Transaction volume-based pricing is presented below. VAT-exempt. Tax rate 0%, VAT Act § 43 a. |
| Gold Withdrawal | 25 €
Per 100g or 1kg bar. Includes VAT. Tax rate 25.5%. |
| Gold Pickup from Voima Branch | Free |
| Gold Delivery in Finland (<15000€) | 50 €
Insured postal shipment. Value up to €15,000 per shipment. Includes VAT. Tax rate 25.5%. |
| Gold Delivery in Finland (>15000€) or International | Based on quotation |
| Electronic Document Delivery | 20 € / pcs
Delivery of an electronic document provided by the Voima Account service to the requested email address. Includes VAT. Tax rate 25.5%. |
| Additional Document Services | 50 € / pcs
Preparation of a power of attorney, delivery of modified documents or information, and manual mailing of documents. Includes VAT. Tax rate 25.5%. |
| Other Service Fees | According to agreement
Provision of other separate services. Agreed upon separately before delivery. Includes VAT. Tax rate 25.5%. |
| Silver Buying and Selling in Tax Warehouse | 5.00 %
Companies can open a silver account and buy or sell silver in the tax warehouse. The warehouse is operated by Voima Gold Oy. |
Precious Metals Conversion Service Pricing
Customers can deposit precious metal batches into their Voima Account. We accept gold and silver batches with a minimum precious metal content of 325 per thousand. For batches containing only platinum or palladium, the minimum required purity is 995 per thousand. The service is provided by our service partner, Voima Refining Oy.
| Refining fee for gold (Au) | 0.25 €/g (Minimum charge 250€) |
|---|---|
| Separation of Other Materials from Gold Batch | 2.5 €/g
Separation of non-precious metal materials: €2.5 per gram. Such materials include various powders, non-precious metal objects, stones, and glass. |
| Refining Fee for Platinum (Pt) and Palladium (Pd) | 0.25 €/g
Charged separately only for Pt or Pd batches with a purity of 995 |
| Refining Fee for Silver (Ag) | 18 €/kg (Minimum charge 350 €) |
| Separation of Other Materials from Ag Batch | 50 €/kg
Separation of non-precious metal materials: €50 per kg. Such materials include various powders, adhesives, and non-silver objects. |
| Return of Other Materials | 50 €
Non-precious metal material separated from the customer's delivered precious metal batch will be invoiced based on weight. The separated material will be stored for five business days, and the customer may collect it for a fee if desired. |
| Sale of Silver, Platinum, and Palladium in Tax Warehouse | 5.00 % |
| Precious Metals Pickup Service | 100 €
In Finland: Secure transport from business addresses. Maximum value €150,000 and maximum weight 50 kg per shipment. This service is available in Finland, except for the regions of Lapland, Northern Ostrobothnia, and Kainuu. In Sweden: Courier pickup. Maximum value $50,000 per package. Other Pickup Options: Request a quote by contacting customer service. |
Example Calculations for Refining Fees
The prices for the gold batch conversion service are stated excluding VAT (0%). A VAT rate of 25.5% will be added to the prices.
Services related to goods located in the tax warehouse are VAT-exempt. VAT 0%. |
Exchange rate
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